121 Fern Loop
$575,000
3 bd 4 ba 2,386 sqft
121 Fern Loop
Lake Lure, NC 28746
Property Type
Residential
Year Built
2003
Lot Size
0.63 acres
Garage

About This Property

RARE INVESTMENT OPPORTUNITY IN LAKE LURE NC- Welcome to Captain's Quarters, a spacious mountain retreat located inside the gated community of Rumbling Bald on Lake Lure, with 38 days already booked for 2026, providing immediate income potential. Whether you're seeking a proven vacation rental, a second home, or a future primary residence, this property offers exceptional flexibility.

Designed to maximize both comfort and mountain views, the upper level features the main living area with a well-appointed kitchen, pantry, half bath, and a spacious primary suite complete with a private bath and walk-in closet. Step outside to the upper deck and enjoy beautiful views of Bald Mountain and the surrounding natural landscape.

The lower level offers additional space for family and guests with two bedrooms, two bathrooms, a laundry area, and a separate living room, creating a private and functional guest or multi-generational living.

Outdoor living is a true highlight, featuring a covered lower porch, a spacious side deck, and an expansive covered rear deck connecting to the upper living area. Above it all, a private observation deck (widow's walk) provides a unique vantage point to take in breathtaking mountain views and the peaceful serenity that makes Western North Carolina so special.

Located just a short golf cart ride from Rumbling Bald's renowned amenities, including championship golf courses, indoor and outdoor pools, private Lake Lure beach access, wellness center, restaurants, hiking trails, and outdoor recreation, this property offers year-round appeal.

For buyers considering a future move to the mountains, Captain's Quarters presents a unique opportunity to generate rental income and build ownership equity today while enjoying an established rental history and existing bookings. Continue operating it as a successful vacation rental while it helps offset ownership costs, then transition it into your full-time residence, retirement home, or personal mountain getaway when the time is right. This is an opportunity to invest in your future while enjoying income-producing potential from day one.
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Property Details

Interior

Bedrooms
3
Bathrooms
4
Living Area
2,386 sqft
Fireplace
Yes

Exterior & Lot

Lot Size
0.63 acres
Year Built
2003

Location

Subdivision
Rumbling Bald on Lake Lure
County
Rutherford
ZIP Code
28746

Financial

Listing Terms
Cash, Conventional
HOA Fee
$4,967/mo

Utilities

Utilities
Cable Connected, Propane, Underground Utilities
Sewer
Septic Installed

Schools

Elementary
Lake Lure Classical Academy
Middle School
Lake Lure Classical Academy
High School
Lake Lure Classical Academy

Appliances

Dishwasher, Gas Range, Microwave, Refrigerator with Ice Maker, Washer/Dryer

Heating

Heat Pump

Cooling

Central Air

Patio & Porch Features

Balcony, Deck, Front Porch, Patio, Wrap Around

Lot Features

Paved, Views

Location

Listing Information

MLS #
CAR4357970
Listing Agent
Debbie Cates
Listing Office
Rumbling Bald Real Estate
Listed Date
Apr 14, 2026
Susan Young
Susan Young
Realtor®, Broker Associate

Contact Susan Young About This Property

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