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$575,000
3 bd
4 ba
2,386 sqft
121 Fern Loop
Lake Lure, NC 28746
72 days on market
Property Type
Residential
Year Built
2003
Lot Size
0.63 acres
Garage
—
About This Property
RARE INVESTMENT OPPORTUNITY IN LAKE LURE NC- Welcome to Captain's Quarters, a spacious mountain retreat located inside the gated community of Rumbling Bald on Lake Lure, with 38 days already booked for 2026, providing immediate income potential. Whether you're seeking a proven vacation rental, a second home, or a future primary residence, this property offers exceptional flexibility.
Designed to maximize both comfort and mountain views, the upper level features the main living area with a well-appointed kitchen, pantry, half bath, and a spacious primary suite complete with a private bath and walk-in closet. Step outside to the upper deck and enjoy beautiful views of Bald Mountain and the surrounding natural landscape.
The lower level offers additional space for family and guests with two bedrooms, two bathrooms, a laundry area, and a separate living room, creating a private and functional guest or multi-generational living.
Outdoor living is a true highlight, featuring a covered lower porch, a spacious side deck, and an expansive covered rear deck connecting to the upper living area. Above it all, a private observation deck (widow's walk) provides a unique vantage point to take in breathtaking mountain views and the peaceful serenity that makes Western North Carolina so special.
Located just a short golf cart ride from Rumbling Bald's renowned amenities, including championship golf courses, indoor and outdoor pools, private Lake Lure beach access, wellness center, restaurants, hiking trails, and outdoor recreation, this property offers year-round appeal.
For buyers considering a future move to the mountains, Captain's Quarters presents a unique opportunity to generate rental income and build ownership equity today while enjoying an established rental history and existing bookings. Continue operating it as a successful vacation rental while it helps offset ownership costs, then transition it into your full-time residence, retirement home, or personal mountain getaway when the time is right. This is an opportunity to invest in your future while enjoying income-producing potential from day one.
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Designed to maximize both comfort and mountain views, the upper level features the main living area with a well-appointed kitchen, pantry, half bath, and a spacious primary suite complete with a private bath and walk-in closet. Step outside to the upper deck and enjoy beautiful views of Bald Mountain and the surrounding natural landscape.
The lower level offers additional space for family and guests with two bedrooms, two bathrooms, a laundry area, and a separate living room, creating a private and functional guest or multi-generational living.
Outdoor living is a true highlight, featuring a covered lower porch, a spacious side deck, and an expansive covered rear deck connecting to the upper living area. Above it all, a private observation deck (widow's walk) provides a unique vantage point to take in breathtaking mountain views and the peaceful serenity that makes Western North Carolina so special.
Located just a short golf cart ride from Rumbling Bald's renowned amenities, including championship golf courses, indoor and outdoor pools, private Lake Lure beach access, wellness center, restaurants, hiking trails, and outdoor recreation, this property offers year-round appeal.
For buyers considering a future move to the mountains, Captain's Quarters presents a unique opportunity to generate rental income and build ownership equity today while enjoying an established rental history and existing bookings. Continue operating it as a successful vacation rental while it helps offset ownership costs, then transition it into your full-time residence, retirement home, or personal mountain getaway when the time is right. This is an opportunity to invest in your future while enjoying income-producing potential from day one.
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Property Details
Interior
- Bedrooms
- 3
- Bathrooms
- 4
- Living Area
- 2,386 sqft
- Fireplace
- Yes
Exterior & Lot
- Lot Size
- 0.63 acres
- Year Built
- 2003
Location
- Subdivision
- Rumbling Bald on Lake Lure
- County
- Rutherford
- ZIP Code
- 28746
Financial
- Listing Terms
- Cash, Conventional
- HOA Fee
- $4,967/mo
Utilities
- Utilities
- Cable Connected, Propane, Underground Utilities
- Sewer
- Septic Installed
Schools
- Elementary
- Lake Lure Classical Academy
- Middle School
- Lake Lure Classical Academy
- High School
- Lake Lure Classical Academy
Appliances
Dishwasher, Gas Range, Microwave, Refrigerator with Ice Maker, Washer/Dryer
Heating
Heat Pump
Cooling
Central Air
Patio & Porch Features
Balcony, Deck, Front Porch, Patio, Wrap Around
Lot Features
Paved, Views
Location
Listing Information
- MLS #
- CAR4357970
- Listing Agent
- Debbie Cates
- Listing Office
- Rumbling Bald Real Estate
- Listed Date
- Apr 14, 2026
Contact Susan Young About This Property
Interested in 121 Fern Loop? Send us a message and we'll get back to you.